I can't believe the cost of health insurance - it's robbery. What stinks even more is that you pay a ton and then they screw you over when you try to use it. Call first to have something approved. I only wanted a mammogram - my mom had breast cancer. My doctor told me I needed to get my first mammogram at 30. Blue Cross denied the claim! Seriously? I did fight it but it took close to a year for them to pay. Blue Cross sucks!